¿What is a insurance of life?

When I ask people what life insurance is, they almost always tell me it's a good contract, that you pay a premium, and if your family dies you get an insured amount that you established at the beginning of that contract, if it works basically, but today day a life insurance serves you for four things.

Point number one: as they say almost all people, if you die your family will receive a sum insured, which almost always forgotten to everyone, is that if the death occurs in an accident you can receive two insured sums.


Point number two: if you suffer a total and permanent disability receives your insured sum, the insurance continues in force during the period that was lacking and in that time you no longer have to provide premiums.

Point number three: if you suffer from a terminal illness, you can use up to 30% of your sum insured either for your treatments or for whatever it is before your death, this is an advance of your insured sum, when your family dies you receive the 70% of your sum insured.

Point number four: today is not to die before time, or suffer from a terminal illness or suffer a total or permanent disability, the greatest risk is to live more than we are supposed to live economically speaking, one of the main problems of the government is the number of older adults who can not live a dignified time.


you follow these tips when purchasing your life insurance.



regards...