How to select good health insurance.

How to select good health insurance.

Steps to follow:

Types of health insurance there are and which you need, there are two types of health insurance, those insurances that ensure for a given illness and the other the general insurance policy that guarantees health insurance for any disease that the client may have.


Within the types of health insurance there are types of policies that cover only one type of illnesses, others that cover any type of disease, inform you before hiring the policy that type of illnesses covers the health insurance.


The period of lack is the time that the insurer leaves as a margin to cover certain illnesses, a typical case is that of pregnancy since most of the companies can have a year of lack, during this year the client will not have medical coverage.
Beware of age, there are medical insurance companies that do not want to secure people over 55 to 60 years. Companies have every right not to secure older customers this age. Sex limitations are not accepted by case law.

The medical insurance companies do not have the right to terminate the contract unilaterally or modification of the service must inform beforehand. If you will be able to do so but you must first inform them that the conditions will change.

Some insurance policies include medical co-payment that means that the services you provide must be partially paid. This type of service makes the monthly fixed price less and that it is paged in a variable way for each visit or operation that we need.

Make sure that the insurance policy perfectly spells out the terms to unsubscribe, because on many occasions there is a fixed expiration date and it is not free to unsubscribe. Even at other times insurance policies may have a period of stay in private insurance.

The premium increases in the health insurance quota are not regulated and the insurance company can raise the fee when and for the amount the company wants.
This article is purely informative, we do not have the power to prescribe any medical treatment or to make any kind of diagnosis. We invite you to go to a doctor if you have any type of condition or discomfort.

Tips
• It is advisable to read the insurance policy well because it will be the contract between the insurance company and the client.
• Find out the origin, history and characteristics of the insurance company that owns the company that provides the health insurance services.

• Before hiring a health insurance company, consult several companies and ask for detailed price quotations and services included in each.